What is the asset allocation calculator?

The Asset Allocation Calculator is designed to help create a balanced portfolio of investments. Age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash. The asset allocation calculator is a great place to start the analysis in building a balanced portfolio.

How do I calculate my 401(k) at retirement?

To calculate your 401 (k) at retirement we look at both your existing 401 (k) balance and your anticipated future contributions, and then apply a rate of return to estimate how your retirement account will grow over time. Your current and future contributions are a function of how much you are saving and any employer matching available.

How does the asset allocation tool work?

Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile.